State Health Insurance in The United States | Obama Care Health Insurance

State Health Insurance in The United States : Developing health insurance starting with solidarity that are such a small collection of funds healthy, sick fund, and so on. Small Businesses that is generally not sufficcient to develop because they are voluntary and the amount of premiums/ contributions are not adequately counted. To cope with the failure of the insurance system is small and localized, there are two major modes namely commercial management with a high professional level and in the management of social insurance which is mandatory for all people in a group. While commercial health insurance system is more developed in the United States  because the US limits the growth. Of social insurance for accident and helth insurance for the elderly only. 

The United States government is a capitalist state conscious of health cost so high that issued it a law on health financing is often called obama care of many parties do not approve the aplication of this law in because the legislation will affect the income of the insurance company private. This policy will be implemented starting January 1, 2014.

A Brief History

Insurance in The United States has been known in 1917, but a new form of insurance disability company until in 1935 issued its insurance legislation social but health insurance has not entered the incoming new old age insurance known us  OASDI (old, age, survivor benefits and disability income). New in 1965 the American Added healath insurance consisting of Medicare and Medicaid and changed its name to OASDHI ( old age, survivor benefits, disability, and Health Insurance). However in, the case of commercial health insurance, the Us Government handed over to the state regulation.Commercial health insurance is growing rapidly after the occurence of a major crisis in America. 

7 Best Health Insurance For Family Loving in Indonesia

Obama care is a concept of health financing issued by the US government to protect its people and to facilitate the public services that are affordable. Obama Care goal is to provide access to affordable, quality health insurance, and to reduce the growth in heath care spending in the US, Obama Care is Not to replace private insurance, but to help the poor in America.

Obama Insurance Benefits for Care in America

a. Free preventive care, including check-ups and vaccinations.

b. Money back if your insurance company does not spend at least 80% of your premiums on care

c. There is no age limit everyone will come in the financing of health.

d. Children and young adults can stay on their family plan until they turn 26 yers.

The Impact of the Obama Care Insurance.

a. Many commercial insurance in The United States but with the coming social insurance there may       be some commercial insurance were closed because more participants are required to participate in     social insurance.

b. The existence of social insurance, the many people who will be helped, especially in the health            field.

c.  Any benefit received from the US Government social insurance premiums.

d.  Spending in the health sector can be reduced by the service control.

Conclusion

 Obama care is revolution in the health sector where the US government guaranteeing financing for the health of the community life, a lot debate within the Obama Care of disagreemnet imposed social insurance in the United States. Obama Care greatly help the United States in terms of health financing, expected by the Obama Care morbidity and mortality can be decreased.

In Indonesia the concept of social insurance like Obama Care will be very appropriate to be applied because Indonesia is a developing country with a huge population and the majority of middle and lower economic.